Terms of Service

Last updated: 20 June 2026

These terms govern your use of Trade By Focus ("the platform"), operated by James Mitchell as a sole trader in the United Kingdom. By creating an account, you agree to these terms.

1. What We Provide

Trade By Focus is a monitoring and management companion app for people who already hold a MetaTrader 5 (MT5) trading account with a broker. It lets you watch your account, see your open positions and trade history, manage your existing trades, and set up automated entry tasks that run on your instruction.

Trade By Focus is a software tool only. It is not a broker, it does not hold your money, and nothing it provides is financial advice. See our Financial Disclaimer for full details.

2. Who Can Use Trade By Focus

To use Trade By Focus you must already have your own MT5 account with a broker of your choice. We do not open broker accounts for you, we do not introduce you to any broker, and we are not connected to or partnered with your broker. You remain the account holder, and you deal with your broker directly for funding, withdrawals, and any account issues.

3. How Trade By Focus Works

When you connect your account, Trade By Focus runs a MetaTrader 5 session on your behalf on its own infrastructure (see Section 4). That session signs into your broker using the details you provide and links to the app, so you can view your account data and manage your trades from your phone or browser.

You are always in control. Trade By Focus does not make trading decisions for you and never trades at its own discretion. Every order is either placed manually by you, or carried out by an automated task or schedule that you have set up and switched on. We simply carry out the instructions you give.

Whether an order actually reaches the market depends on our infrastructure being available, your broker connection being live, and your broker accepting the order. Trade By Focus is not responsible for any trade that fails, is delayed, is missed, or is executed differently than expected because of connectivity problems, downtime, broker rejection, or any other cause outside our control.

4. Your Broker Account and Data Handling

How we connect. To start your session you enter your MT5 account number, password, and broker server through the app. These details are sent over an encrypted connection and used only to sign your session into your broker.

We never store your credentials. Your MT5 account number and password are never saved to our database, never written to our application logs, and never kept on our web servers. On the server that runs your session, your password is held in memory and written to a locked-down file for under three seconds while MetaTrader 5 starts up, then permanently deleted. Your account number is used once to start the session and is not kept afterwards.

What we do keep. The only broker-related details we retain are your broker's server name (which identifies the broker and is not a credential) and a one-way scrambled hash of your account number that we use solely to notice if you switch accounts. That hash cannot be turned back into your account number.

Your trade data. Trade By Focus reads your account information, open positions, and trade history from your live broker session so it can display them to you and power your tasks, alerts, and insights. This is read-only reporting of activity on your own account — we pull the data, we do not change your broker records.

What you authorise. By connecting your account you authorise Trade By Focus to sign into it and to open, change, and close positions strictly in line with the instructions you give through the app. Trade By Focus does not act as a discretionary manager of your account.

Where it runs. The hosted MetaTrader 5 service runs on servers located in Germany (Hetzner, Falkenstein), and session data passes through our relay infrastructure in London, United Kingdom (DigitalOcean).

5. Tasks and Schedules

When you switch on a task or schedule, you are instructing Trade By Focus to place trades on your live broker account automatically when your chosen conditions are met. You are responsible for any trade placed by a task or schedule you have activated. You should keep an eye on your active automations and switch them off if the market changes or they no longer suit you.

Any pre-built strategies or templates we provide are tools only. They are not financial advice or a recommendation to trade, and past performance is never a guarantee of future results.

Trade Signal Groups. Signal content originating from third-party trade signal groups (including but not limited to Telegram channels) is provided as-is, sourced directly from the relevant group, and is not vetted, verified, or endorsed by Trade By Focus. We make no representation as to the accuracy, completeness, timeliness, or profitability of any signal. You are solely responsible for reviewing and actively monitoring any connected signal group's output, both before and after execution.

By enabling this feature you specifically acknowledge and accept the following risks: incorrect, incomplete, or contradictory signals issued by a provider; messages that are edited or deleted by the provider after being read or acted upon, where we have no obligation to detect, re-fetch, or notify you of such edits; misinterpretation or misclassification of signal text by our automated parsing; and variability in signal quality and reliability between groups, which we do not audit, rate, or guarantee. We accept no liability for losses arising from any of the above.

This feature requires active, ongoing monitoring on your part at all times. We strongly recommend testing any newly connected signal group on a demo account before enabling live execution, as signal quality varies materially from group to group.

6. No Financial Advice

Nothing in Trade By Focus is financial, investment, tax, or trading advice, and nothing it shows you is a recommendation to buy, sell, or hold any instrument. We do not assess whether any trade, strategy, or market is suitable for you. Charts, data, insights, alerts, and pre-built strategies are provided for information and convenience only.

Trading carries a high risk of loss. You should not trade with money you cannot afford to lose, and you should seek independent professional advice if you are unsure. See our Financial Disclaimer for full details.

7. Your Responsibility

You are solely responsible for your own trading decisions and for everything that happens on your broker account — including any trade you place manually and any trade placed by a task or schedule you have activated. In particular, you are responsible for:

You accept all financial risk from any trade placed through Trade By Focus.

8. Subscriptions, Free Trial and Billing

Trade By Focus is offered on a paid subscription with two tiers:

Free trial. New subscriptions start with a 7-day free trial. You are not charged during the trial. If you do not cancel before the trial ends, your subscription begins automatically and your first payment is taken at the end of the trial period.

Auto-renewal. Subscriptions renew automatically each month until you cancel. Each renewal is charged to your chosen payment method on your monthly billing date.

Cancellation. You can cancel at any time. When you cancel, your subscription stays active until the end of the period you have already paid for and is not renewed after that. We do not provide partial refunds for unused days within a paid period.

Prices are shown in US dollars and exclude any taxes that may apply where you live. We may change our pricing or tiers in future; if we do, we will give you notice before any change affects you.

9. Payments and App Store Purchases

Subscriptions are managed and paid through our own web billing portal, handled by our payment provider, Stripe. We do not see or store your full card details.

Your Trade By Focus subscription is not an in-app purchase. If you use the mobile app, billing does not happen inside the app — you start, change, or cancel your subscription through our external web portal. The app may link you to that portal, but the purchase and any payment take place on the web, not through the app store.

10. Account Security

You are responsible for keeping your Trade By Focus login details secure and for all activity that happens under your account. Do not share your login with anyone. If you think your account or your broker credentials have been compromised, change your password and contact us straight away so we can help secure your session.

11. Acceptable Use

When using Trade By Focus you may not:

12. Service Availability

We do not guarantee that Trade By Focus will always be available or uninterrupted. Sessions may be paused or interrupted by maintenance, server restarts, broker downtime, or connectivity problems. We are not liable for any loss caused by an interruption, delay, or unavailability of the service.

13. Limitation of Liability

To the maximum extent permitted by law, Trade By Focus and its operator shall not be liable for:

Nothing in these terms excludes or limits any liability that cannot be excluded or limited under applicable law, including under the Consumer Rights Act 2015.

14. Termination

We may suspend or close your account, or end your session, at any time — including immediately — if you breach these terms, if we suspect misuse or that your credentials have been compromised, or where we are required to by law. You can stop using Trade By Focus and cancel your subscription at any time, as described in Section 8.

If your account is closed, your right to use the platform ends, but the parts of these terms that by their nature should continue — such as the limitation of liability and the no-financial-advice disclaimer — remain in force.

15. Changes to These Terms

We may update these terms from time to time. If we make a material change we will let you know by email or through the app. Continuing to use Trade By Focus after a change takes effect means you accept the updated terms.

16. Governing Law

These terms are governed by the laws of England and Wales. Any dispute will be subject to the exclusive jurisdiction of the courts of England and Wales.

17. Contact

James Mitchell
Trade By Focus
james@tradebyfocus.com